Training the Credit Analyst

Click here for a PDF registration brochure.

This two day program is designed to provide lenders and analysts the tools required to understand and use financial information provided by borrowers. The key to producing high quality analysis is being able to understand the actions or inactions of your borrower’s management team. We then must be able to ask the borrowers the “Right” questions.  The goal is to measure risk, develop loan structure, and the capacity to repay the loan. The Loan Officer/Analyst must be able to communicate that information to the Loan Committee and the customer. Ultimately, good Loan Officers are able to provide value-added information that allows their borrowers to make better business decisions.   

Benefits of Attendance

• A better understanding of risk factors
• The ability to identify the business activities that cause the need for cash
• The skills to write better credit memos
• The ability to provide consulting services for your clients

 Please bring a calculator.

 Seminar Topics

• Review of Accounting
• Ratio Analysis
• Borrowing Causes
• Cash Flow Analysis
• Projections

Who Should Attend
Credit Analysts, Commercial Lenders, Loan Review Officers, Credit Administrators, Branch Managers, Management Trainees

About Your Presenter
David L. Kemp, Bankers Management Inc., has more than 20 years’ experience and management responsibility in credit administration and new business development. Before starting his consulting firm, Kemp was vice president and director of credit services for Cannon Financial Institute. He also served as vice president of corporate finance for Citicorp North America and a branch manager and commercial lender for two southern banks. Kemp also has served as a consultant to small businesses in finance, marketing and operations. His areas of expertise include all types of commercial loans, mergers and acquisitions, leveraged finance, capital markets and portfolio management.

Fees
The following fees include the program, materials, lunch and refreshments:

$425 -  IBA Members
$850 - Non-Members 

As of Jan. 1, 1994, only 50 percent of business food and beverage can be deducted. For tax purposes the cost of food and beverage for this program is $25.

Agenda  (Both Days)
8:30 a.m.      Registration
9:00 a.m.      Program begins
12:00 noon    Lunch (included)
1:00 p.m.      Program resumes
4:00 p.m.      Program adjourns

Location
IBA Center for Professional Development
6925 Parkdale Place
Indianapolis, IN 46254

The IBA Center for Professional Development is located on the westside of Indianapolis just off of I-465. From I-465 take the 38th Street West Exit (Exit 17). When you exit go west on 38th street. Turn north/right onto Eagle Creek Parkway and then east/right onto Parkdale Place. Our address is 6925 Parkdale Place, Indianapolis, IN 46254. Click here for a map and a list of local hotels. Dress is business casual.

Confirmation/Cancellation
Everyone who registers online will receive an e-mail confirmation after the registration is submitted. Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed.  Within two days prior, 50% of the fee is assessed.  Refunds are not provided for cancellations or absences which occur on the day of the program.  Substitutions are welcome at any time.