2010 Advanced Compliance Institute

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The Ever-Changing Regulatory Environment
In today’s ever-changing regulatory environment, the compliance officer’s job has become very complex. To be truly successful in the job, today’s compliance officer must not only ensure that all regulatory expectations are being met regarding the many rules and regulations, he/she must be able to take compliance to the next level – recognize the bank’s compliance deficiencies and ensure that the proper policies and procedures are developed, integrated into bank-wide systems, and implemented within the bank’s risk management structure.  Expectations of today’s compliance officer can be very daunting ... to say the least! However, the Advanced Compliance Institute can help you get the job done!

About the School
The Advanced Compliance Institute (ACI) is designed for the experienced compliance officer and others who have a good working knowledge of the federal compliance regulations and who want to upgrade their skills in the detection and diagnosis of compliance issues, as well as their ability to influence others to solve compliance problems facing the bank. This course will not discuss individual regulations, but will focus on compliance management.

The ACI is sponsored by the Indiana Bankers Association. The school will train attendees to recognize and assess regulatory problems facing their banks and take the next step to resolve these problems. Bankers will learn how to develop process models, assess compliance risk, determine weaknesses in controls, create controls to prevent and detect problems, manage a compliance monitoring program, and influence others to implement solutions. Attendees will gain valuable hands-on experience through case studies that require them to make judgments and develop influence strategies in scenarios designed to depict real-world situations.

The school will also include appropriate techniques to address differing internal cultures, different levels of management support for the compliance program, and difficult compliance challenges facing a compliance manager. Bankers will be asked to develop influence strategies to gain support from both top management and other bank officers to adopt new procedures and resolve important compliance problems.

Interactive
By attending the ACI, attendees will receive compliance training that goes above and beyond other Advanced Compliance Institute management schools. The school has been designed to provide two days of intense, practical compliance training. Attendees are encouraged to be active participants by bringing questions, concerns, and personal experiences for discussion by the group. Case studies depicting real-world situations will be provided to further enhance the learning experience. This interaction between participants and program leaders increases understanding and improves the bank’s effort toward a successful compliance management program. School environment is open and informal – dress is business casual.

Seminar Presenters
Bill Elliott, Senior Consultant and Manager of Compliance
With over 30 years of banking experience, Bill Elliott leads the compliance department at Young & Associates, Inc. where he conducts compliance reviews, leads compliance seminars, conducts in-house training, and writes compliance articles and training materials. During his career as a banker, Bill spent 15 years as a compliance officer in a large community bank. He has also been a lender for consumer, commercial, and mortgage loans, and has managed a variety of bank departments including loan review, consumer / commercial loan processing, mortgage loan processing, loan and credit administration, collections, and commercial loan workout.

Bryan K. Bradley, CRCM, Senior Consultant
Bryan Bradley is a senior compliance consultant for Young & Associates, Inc. His banking career includes working as a compliance officer for a variety of financial institutions, including national mortgage companies, a multi-billion dollar holding company, and community banks. He has also served as a CRA Officer for a community bank, as well as a loan officer for residential, consumer, and commercial lending departments; conducted numerous loan reviews; and worked for the Federal Reserve Bank of St. Louis as a compliance examiner.

Compliance Risk Management

• A General Method of Risk Rating
• Identifying the Types of Risk
• Identifying the Actual Risk
• Risk Controls – methods to prevent and detect deficiencies
• Assessing the Effectiveness of Controls

Managing a Compliance Monitoring Program

• Reviewing Monitoring Results
• Addressing Identified Deficiencies
• Developing Action Plans to Correct Deficiencies

Compliance Risk Assessment Case Study Preparation

Compliance Risk Assessment Case Discussion

Dealing with a Compliance Blunder

Dealing with Regulation Z Errors

• APR Violations
• Rescission Violations
• ARM Adjustment Errors
• Other Regulation Z Issues (student choice)

Monitoring Your Flood Insurance Procedures

An Influence and Negotiation Strategy Toolkit

• Approaches to Change Management
• Defining the Problem
• Bargaining
• Separating People from the Problem
• Focusing on Interests
• Inventing Options
• Using Objective Criteria

Implementing Change

• Assessing Risk of New Regulation
• Summarizing Impact on Your Bank
• Areas of Impact
• Task Forces, Compliance Councils, Going It Alone
• Identifying Group to be Involved

Responding to an Examination Report

• Case Preparation
• Case Discussion

Evaluations and Summation

Registration Fees
$595 for each attendee for banks who are members of IBA but who are not members of the Community Bankers for Compliance (CBC) Program.
$695 for each attendee for banks who are not members of IBA.
$495 for each attendee for banks who are members of the CBC Program.