Electronic Banking & Regulatory Compliance
Click here for a PDF brochure
Almost all banks offer electronic services. If you have worked in the industry for even a short time, you know that your “electronic banking” world is becoming more complicated each passing year. The compliance issues to be confronted and the level of risk to be managed depend on the type of services offered, and the options available to your customer base.
Risk issues to be managed must include:
- Traditional consumer-protection banking regulations regarding advertising, disclosures, fair lending, etc.
- Security and other operations-related matters, and
- Reputational threats involved with links to third parties and escalated security issues with a portal to the Internet.
It is well worth your time to check.
This one-day seminar will focus on major points to remember regarding regulatory compliance issues. This course is not designed to cover information technology issues, but will focus on the required compliance elements.
Unlike many seminar programs, Young & Associates’ manuals are written in full narrative. This enables the participants to focus their attention on the discussions instead of trying to take detailed notes. It also enables the banker to take the materials to the bank as a reference to the regulations and as a training manual for other employees.
Compliance Risk Management
- E-Banking Overview
- Electronic Funds Transfer Act / Regulation E
- Includes a discussion of the new Subpart B of Regulation E (foreign consumer wires)
Advertising on the Web
- Deposit products
- Loan products
- FDIC Membership
- Equal Housing Lender disclosures
- Non-deposit Investment Products
- Customer authentication
- Incident response
- Customer education
On-Line Deposit Services
* Truth-in-Savings Act / Regulation DD
* Electronic Funds Transfer Act / Regulation E
* Expedited Funds Availability Act / Regulation CC
- Operational Issues
On-Line Lending Services
- Loan Applications
* Equal Credit Opportunity Act / Regulation B
* Truth-in-Lending Act / Regulation Z
* Real Estate Settlement Procedures Act / HUD’s Regulation X
Web Site Monitoring
Social Networking Roundtable
A discussion time will be set aside where attendees can share their successes and concerns regarding social networking.
Who Should Attend
This seminar was created for all banking personnel who have responsibilities relating to electronic banking and/or bank regulatory compliance, such as management, operations managers/supervisors, compliance officers, auditors, and marketing personnel.
About Your Presenters
Bill Elliott, CRCM, Senior Consultant & Manager of compliance
Bill Elliott has over 30 years of banking experience. As a compliance consultant and manager of the compliance division with Young & Associates, Inc., Bill works on a variety of compliance-related issues, including leading compliance seminars, conducting compliance reviews for all areas of compliance, conducting in-house training, and writing compliance articles and training materials.
During his career, Bill spent 15 years as a compliance officer and CRA officer in a large community bank, and also worked for a large regional bank. He has been a lender for consumer, commercial, and mortgage loans, and has managed a variety of bank departments, including loan review, consumer/commercial loan processing, mortgage loan processing, loan administration, credit administration, collections, and commercial loan workout.
The following fees include the program, materials, continental breakfast, lunch and refreshments:
- $225 IBA Member
- $155 Additional IBA Member
- $450 Non-Members
8:30 a.m. Registration & Continental Breakfast
9:00 a.m. Program Begins
12:30 Lunch (included)
1:00 p.m. Program Resumes
4:30 p.m. Program Adjourns
IBA Center for Professional Development
6925 Parkdale Place
Indianapolis, IN 46254
The IBA Center for Professional Development is located on the westside of Indianapolis just off of I-465. From I-465 take the 38th Street West Exit (Exit 17). When you exit go west on 38th street. Turn north/right onto Eagle Creek Parkway and then east/right onto Parkdale Place. Our address is 6925 Parkdale Place, Indianapolis, IN 46254. Click here for a map and a list of local hotels. Dress is business casual.
Everyone who registers online will receive an e-mail confirmation after the registration is submitted. Within three or more business days prior to the day of an educational program, no cancellation charge will be assessed. Within two days prior, 50% of the fee is assessed. Refunds are not provided for cancellations or absences which occur on the day of the program. Substitutions are welcome at any time.